High Risk

High Risk Merchants | Payment solutions

High Risk Merchant Accounts Customized for Your Business Needs

International merchants
No Processing History

No Volume Caps
Multi-Currency Accounts

Bad Credit History
Virtual Terminal Access

Are domestic banks denying your request for an e-commerce or mail order/telephone order (MOTO) merchant account because your business is too high risk? Do you need a credit card processing solution with fewer trading restrictions? Or, have changes in your business caused your acquiring bank to close your existing merchant account? If you’ve answered yes to any of these questions, JPS Payments has the solution for you.

More Approvals in More High Risk Industries

JPS Payments believes that all legal and legitimate businesses deserve a fair chance to accept credit cards online, even those working within the card-not-present environment. Our trusted network of offshore and international acquiring banks allows us to provide high risk merchant account solutions to a wide range of e-commerce industries. The following is a short list of just some of the businesses we facilitate with merchant accounts.

Adult
Adult Toys
Adult Videos
Airline Tickets
Apparel Cash
Advance Cigars
Credit Repair
Collection Agencies
Continuity Dating Websites
Debt Consolidation
Downloadable Software
E-Cigarettes

Educational Software
Electronics
Escort Services
Extended Warranties
Financial Services
Forex Trading
Insurance Brokers
Internet Gambling
Penny Auction
Law Firms
Pharmaceuticals
Loan Services
Matrimonial Services

Multilevel Marketing
Nutraceuticals
Online Casinos
Online Gaming
Online Retail
Personal Injury
Payday Loans
PPI Claims
Phone Sex
Social Gaming
Stock Trading
Strip Clubs

Tech Support
Telemarketing
Timeshares
Travel Agencies
Weight Loss
Binary Options
Bitcoins
Insurance Merchants
Magazine Subscriptions
Membership Sites
Satellite TV Repair
Scholarship Programs

High Risk Merchant Account Features

Merchants processing credit cards with JPS Payments benefit from the following high risk merchant account features:

Credit card processing for all major cards, including Visa and MasterCard.
Added fraud prevention with 3D Secure processing.
PCI-compliant payment gateway compatible with more than 40 popular shopping carts.
Payment processing in more than 160 currencies and settlement in 18 major currencies.
Live customer and technical support services–no more automated messages!

Multiple Merchant Accounts for High Risk Businesses

If you operate a high risk business, applying for multiple merchant accounts will likely lower your risk profile. For instance, if you are high risk because you have a high sales volume, multiple merchant accounts will enable you to distribute your sales among your different accounts to lower your monthly volume. Having multiple merchant accounts can also lower your risk profile if one acquiring bank offers you a 3D Secure merchant account, another feature that will make you less of a risk.

Most importantly, if you have multiple merchant accounts, you will always have a backup if your bank unexpectedly terminates your account due to changes in the industries it serves. Contact your merchant account manager today to learn more about opening multiple merchant accounts.